Privacy Policy

1. Introduction

Rent Hatke Private Limited (“RentHatke”, “we”, “us”, or “our”) is committed to protecting the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, date of birth, PAN card number, Aadhaar number, and address.
• Financial Information: Income details, bank account information, credit score, and employment details for loan eligibility assessment.
• Property Information: Rental property details, rental agreement information, and landlord contact details.
• Usage Data: IP address, browser type, pages visited, and interaction patterns.

3. How We Use Your Information

We use the collected information to:

• Process your loan/financing applications
• Verify your identity through KYC procedures
• Assess your creditworthiness and loan eligibility
• Communicate with you about your account and services
• Improve our products and user experience
• Comply with legal and regulatory requirements

4. Information Sharing

We may share your information with:

• RBI-regulated NBFCs and banking partners for loan processing
• KYC and identity verification service providers (e.g., Digio, Signzy)
• Credit bureaus for credit assessment
• Government authorities as required by law

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement bank-grade encryption and industry-standard security measures to protect your personal information. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. When your data is no longer needed, we securely delete or anonymize it.

7. Your Rights

You have the right to:

• Access your personal information held by us
• Request correction of inaccurate data
• Request deletion of your data (subject to legal obligations)
• Withdraw consent for data processing
• File a complaint with the relevant data protection authority

8. Cookies

We use cookies and similar technologies to enhance your browsing experience and collect usage data. You can manage your cookie preferences through your browser settings.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the updated policy on our website with a revised “Last updated” date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@renthatke.com.