RBI's October Policy: A Rate Hike Is on the Table — What It Means If You Rent, Borrow or Plan to Buy
After 125 basis points of cuts in 2025 and four straight holds this year, the RBI's rate-setting panel meets on October 5–7 with inflation at 4.82%, crude above $100 and the rupee under pressure. Most economists now expect a hike. Here's what a higher repo rate actually changes for home-loan EMIs, for the rent-versus-buy decision, and for anyone taking a small loan this festive season.